Your SeekMyHeart account comes with a credits wallet. Credits pay for the little extras that help you stand out — and you can earn them for free by inviting friends.

What credits are for

  • Spotlight boosts — be one of the first profiles people see.
  • Roses — a like with a note that goes to the top of their likes.
  • Gifts in chat — a coffee, chocolates, a teddy, a bouquet or a gold heart, with a short note.
  • Expert profile review — personal tips on your photos and bio from our team.

How to get credits

  • Buy a credit pack by card or bank transfer, through the same secure checkout as Premium plans. Prices are in naira.
  • Keep a daily streak. Do one useful thing each day and earn free credits, a weekly bonus and a free boost every month. See daily streaks.
  • Invite friends. Share your personal link; when your friend has confirmed their email, finished their profile and had their photo approved, you both receive free credits.
  • Share good news. Found love on SeekMyHeart? Tell us and we celebrate with credits for you both.

Gifts: a gesture, never money

Gifts in chat are a sweet way to say "I enjoyed talking to you" or "good luck with your interview tomorrow". They are a gesture paid with credits — they never turn into money and can't be exchanged.

Why credits can't be cashed out

Credits can't be withdrawn, transferred or sent to another member. No money ever moves between members on SeekMyHeart. This is a deliberate safety choice: it means nobody can use the platform to pressure you for money. If anyone asks you to send money, airtime or gift cards outside the platform, that's a red flag — read how to spot a romance scam.

Refunds

If a credit purchase goes wrong, contact us through the contact page or the help centre.

Credits or Premium?

Credits are for one-off extras. Premium plans are for ongoing benefits like seeing who liked you and advanced filters — and some include free boosts and profile reviews. Compare them in free vs Premium.

Common questions

Do credits expire?

Credits stay in your wallet until you use them on SeekMyHeart.

Can I send credits to someone I’m talking to?

No. Credits can’t be sent between members, and no money ever moves between members on SeekMyHeart. This protects everyone from pressure and scams.

When do I get my invite reward?

Once your friend has confirmed their email, finished their profile and had their photo approved. You’ll both get a notification.

Can I pay by bank transfer?

Yes. You can pay by card or by bank transfer at checkout. Prices are in naira.